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Recent Articles

Dec
13
2017
How Points Affect Your Mortgage Calculation
Mortgage points are fees that you pay for a reduced interest rate. Essentially, you are paying for a discount, vaguely similar to Amazon Prime or a members-based warehouse store. By paying for points upfront, you are "buying down" the interest rate over the life of the loan.  These...
Dec
06
2017
Yes! It's Possible to Defer a Mortgage Payment
Can I Defer a Mortgage Payment?  If you're looking into deferring a mortgage payment, it's likely that you are experiencing a temporary financial hardship. Deferring, or skipping a payment, is an option that may offer some relief to get you through this tough spot.  There...
Nov
29
2017
“My Home Loan Has a Mortgage Rider --What Does That Mean?”
The term "mortgage rider" may sound like a big, brawny man on the back of a motorcycle --and when you're not sure what it means, it can make you feel just as nervous. But there really isn't anything to be wary about, that is, once you understand what a mortgage rider is.  For us, honesty...
Nov
22
2017
How To Get Your Home Ready For Thanksgiving In 1 Hour (It’s Possible!)
Time just seems to fly by as soon as November comes around, and if you're like most people, a busy schedule has left you with a house that isn't quite ready to receive guests for tomorrow's big gobble event --Thanksgiving! But we got you covered! In just about an hour's time, you can have...
Nov
15
2017
How Does Down Payment Assistance Work?
Thinking about buying a home but need help funding your down payment? A down payment assistance program can help! Down payment assistance programs are an often overlooked resource that you can take advantage of when you're buying a home. Read this article to find out what down payment...
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